Castles and Coasts Housing Association (CCHA) is committed to the delivery of more than 600 homes across Cumbria and the North East over the next 5 years. As a Housing Association with a strong social conscience, we are focused on tackling the housing crisis, improving lives, harnessing its financial strength to meet the needs of it’s local communities.
Our Development Strategy focuses on the areas of South and North Lakes, Penrith, Carlisle, the Tyne Valley and South Northumberland. That said, we would also consider opportunities toward the Cumbrian coast, on Tyneside and Wearside and the adjacent areas, where we have existing homes.
We welcome the opportunity to talk with landowners, and their agents, particularly about the potential of planning exception sites and the delivery of affordable housing. We are also keen to work with Housebuilders and Developers on joint ventures, partnerships and Section 106 obligations.
We are very experienced and well placed to develop in both urban and rural areas with considerable expertise in developments within National Parks.
We are proud of our record in delivering high quality affordable homes across our areas of operation. We aim to build on this by providing homes for Rent, Shared Ownership, Rent to Buy and Outright Sale.
In 2017/18, we built four new homes for affordable rent at Skelwith Bridge in the Lake District. We worked closely with the Skelwith and Langdale Community Land Trust to develop these family homes. The Trust identified the land and the need for development, and we used our development and management skills to make the Trust’s aspiration to provide affordable homes in their community a reality.
Following the creation of CCHA, one of the positive benefits has been the increase in the Association’s capacity to development. We now aim to create an average of 120 new homes each year. This is a doubling of our activity compared to recent years and will see 600 additional homes developed by 2025.
Our priority areas for development are throughout our area of operations in the North of England, where land supply can meet the demonstrated housing need. We strive to be innovative and collaborative in our approach, working with partners to bring forward opportunities to the benefit of the local community. While larger schemes are often more economic to develop, we will still bring our expertise to smaller developments especially in the more rural areas to meet local needs.
We anticipate that our development programme in future will be made up of a blend of rented (75%) Shared Ownership (15%) and Outright Sale homes (10%). Outright market sale will play a key role in the programme with income from sales cross subsidising the schemes to increase viability. The Rent to Buy tenure is becoming increasingly popular, therefore where the right market conditions exist, this tenure may be used instead of Shared Ownership.
We are passionate about creating homes that meet the needs of the local communities we serve.