Home contents insurance

• Tenants contents insurance financially protects the contents in your home, garage, and shed.
• Cover includes improvements you make to your home, such as new laminate flooring or a fitted kitchen.
• Prices start from as little as 45p per week, £1.47 per month, or £15.65 for 12 months contents cover*.

* Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data March 2025.

• You can pay weekly, fortnightly, monthly, or in one upfront payment until your yearly review date – whatever suits you best.
• No nasty surprises – no excess on claims and no fees for changing your details or cancelling your policy.
• You don’t have to have special door or window locks – as long as your external doors lock, it’s fine.
• You can upgrade your cover to protect your home’s contents against accidental damage
• You have the option to protect your belongings whilst away from your home, and if you have them, you can also cover your bicycles, hearing aids, and wheelchair/ mobility scooter(s) whilst away from your home.
• More than 25,000 tenants have already chosen RSA for their contents insurance**, so they understand what you need from them.

**Number of customers with an active tenants contents insurance policy February 2025.

• As your landlord/housing association, we’ve given our thumbs-up to RSA’s tenants contents insurance so you know you’re in safe hands.

• RSA will be there for you, if you ever need to make a claim and will put things right as quickly as they can.
• In the last two years, RSA has paid more than 1,700 claims with a value of £1.4 million***.

***RSA claims data February 2023 – January 2025.

This is a monthly policy, so you’re only committing to a contract each month when you pay for it to renew. Your price and cover will stay the same each month, unless you want to change it.

On a set date each year there is a review of your policy terms, conditions and price, which may mean they will change. RSA will send you everything you need to know about this. So you can decide if you want to continue with the policy or not.

It’s good to know you’re choosing tenants contents insurance that’s been given a thumbs-up by us as your landlord/housing association. We’ve worked with RSA to make sure their insurance could be suited to your needs. For starters, RSA tries to make prices as affordable as possible by starting with £4,000 as the minimum amount of cover for tenants who don’t own a lot of contents. You can change your details whenever you need to with no amendment fee. If you need to make a claim and you’re covered, you don’t have to worry about paying an excess. And you can cancel at any time without paying a cancellation fee.

By insuring with RSA, you’ll be joining over 25,000 tenants and leaseholders just like you who have chosen them for their contents insurance*.

*Number of customers with an active tenants contents insurance policy February 2025.

Wondering if RSA are the right people to insure your home’s contents? We’re glad you asked. More than 25,000 tenants have already chosen RSA for their contents insurance*, so they understand what you need from them, so you can feel confident that you have the financial protection should the worst happen.

*Number of customers with an active tenants contents insurance policy February 2025.

You never expect things to go wrong at home but it could happen. It’s worth asking yourself if you’d need help with the cost of putting things right after a kitchen fire, washing machine flood, or a break in.

Tenants contents insurance financially protects the contents in your home, garage or shed – such as your clothes, TV, furniture, gadgets, and garden tools.

If your belongings are stolen or damaged by vandalism, water leaks, flooding, storms, or fire, you could claim on your insurance with no excess to pay. If you’re covered, you don’t have to find the cash to put things right.

If you want more protection for mishaps in the home, like dropping your phone and smashing it, you can upgrade your policy and add accidental damage cover.

To find out more, visit https://www.rsainsurance.co.uk/tenants-contentsinsurance/

We know money is tight. And it’s easy to think the worst will never happen to you, but what if it does? Could you afford to put things right? Tenants contents insurance financially protects your home’s contents.

If you’re burgled or anything is lost or damaged in a fire or flood, you could claim on your insurance, and if covered, this would pay to repair or replace your contents. To make it as affordable as possible for you, prices start from as little as 45p per week, £1.47 per month, or £15.65 for 12 months contents cover*. 

There’s no excess to pay if you need to make a claim. You won’t be charged a fee if you ever need to change your details, like your cover levels, name, or address if you move home. And you can cancel at any time – free of any cancellation fees.

*Prices shown are for £4,000 of contents insurance cover, based on postcode area and include a transaction fee. They exclude accidental damage and optional covers. The price you pay will depend on your individual circumstances, postcode and cover chosen. RSA price data March 2025.

Getting contents insurance sorted shouldn’t be hard work or confusing. That’s why RSA does everything they can to give you all-round peace of mind. Got questions? Great! Give them a call and they’ll help in any way they can. When you’re ready to apply, RSA’s customer service team will take you through the options, so you feel confident in choosing the right cover for you.

You can also complete the application form and send it back by email or post – whatever works best for you. If you ever need to make a claim, don’t worry – RSA will be there for you. They’ll put things right as quickly as they can so your life can get back to normal.

Click on the links below for more details:

Home contents insurance product information

Start a quote (online)

Home contents insurance application form (download)

Essential information

Home contents insurance policy wording